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Wills: Do We Need Them?
Wills: Do We Need Them?
The Financialist • Issue 113 • April 2012
BY PATRICK MCGUIRE CFP CLU ChFC
The following is a short story based on true events that happened to clients of mine. It is intended to show t...
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Financial Life Cycle
Financial Life Cycle
The Financialist • Issue 107 • October 2010
Financial planning is not a one-time event; it is a dynamic process that changes with you throughout your lifetime. In order to best assist clients in th...
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Cleaning Up Our Mess
Cleaning Up Our Mess
The Financialist • Issue 109 • April 2011
BY ALAIN QUENNEC BComm CFP FMA CIM
Like most children, when I was growing up, my mother was always after me to clean up after myself, saying, “You d...
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RRSP FAQs
RRSP FAQs
The Financialist • Issue 112 • January 2012
BY JON KNUTSON BA DiplT (Fin Mgt) CFP
The RRSP contribution deadline for the 2011 taxation year is coming up. Below are a series of frequently asked questions tha...
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Joint Registration – Good intentions often don’t go far enough
Joint Registration – Good intentions often don’t go far enough
The Financialist • Issue 112 • January 2012
BY TERESA BLACK HUGHES CFP R.F.P. CLU FMA CIM
“I’d like to set up my investment accoun...
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Retirement Income: Sorting the Pieces of the Puzzle
Retirement Income: Sorting the Pieces of the Puzzle
The Financialist • Issue 105 • April 2010
BY ANNE HAMMOND BA CIM CFP
“Retirement” is a word that evokes many different emotions – anticipati...
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Retirement Income: Sorting the Pieces of the Puzzle
Retirement Income: Sorting the Pieces of the Puzzle
The Financialist • Issue 105 • April 2010
BY ANNE HAMMOND BA CIM CFP
“Retirement” is a word that evokes many different emotions – anticipation of relaxation time, concer...
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How Can an RRSP Help at this Stage of your Life?
How Can an RRSP Help at this Stage of your Life?
The Financialist • Issue 104 • January 2010
BY VERA VLAOVICH BA CFP CDS
RRSP season is here again. For most of us, RRSPs may be an ideal retirement savings tool. Most i...
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What is Retirement Income Planning?
What is Retirement Income Planning?
The Financialist • Issue 101 • April 2009
BY CLAY GILLESPIE BBA CFP CIM FCSI
Retirement income planning is a process, not an event. To effectively deal with it, there needs to be a strategy ...
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The ABC’s of RRSP’s
The ABC’s of RRSP’s
The Financialist • Issue 100 • January 2009
BY JACQUELINE SIAH BSc CFP CIM CLU
As we enter the New Year, another RRSP season fast approaches. But if past years are any indication, only about a quarter...
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Warning: If it Sounds Too Good to be True…
Warning: If it Sounds Too Good to be True…
The Financialist • Issue 99 • October 2008
BY ANNE HAMMOND BA CIM CFP
We’ve all heard the old adage: if it sounds too good to be true, it probably is. Lately, the Canada Revenue Agency...
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Retirement: Are you prepared?
Retirement: Are you prepared?
The Financialist • Issue 93 • April 2007
BY ALAN KOTAI CFP CIM CFA
Retirement is a major transition point in people’s lives.
It is characterized by changes in daily activity, social contact ...
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Life Annuities and the Lifetime GIC
Life Annuities and the Lifetime GIC
The Financialist • Issue 92 •January 2007
BY CHRIS EYNON CFP
In this article, we will refresh your memory on the basics of life annuities as touched upon in past editions of the Financialist,...
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Registered Retirement Income Funds (“RRIFs”)
Registered Retirement Income Funds (RRIFs)
June 2006
A RRIF is an arrangement for drawing income from your RRSP. A RRIF is the most flexible RRSP income option and one that allows you to customize your income to meet your specif...
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Life Annuities
Life Annuities
January 2005
A Life Annuity is a financial vehicle that allows you to exchange a lump sum of capital for a guaranteed income for as long as you live (or you and your spouse or partner lives).
There are several re...
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Annuity Basics
Annuity Basics
The Financialist • Issue 80 • October 2003
BY MARK NEUFELD
In today’s market place there are many different investment alternatives available to individuals when constructing their retirement or pre-retirement in...
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