Deciding on an Investment
Deciding on an Investment
The Financialist • Issue 108 • January 2011
BY CLAY GILLESPIE BBA CFP CIM FCSI
What is the first question that comes to mind when deciding on an investment? Is it the rate of return? Is it the safety o...
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What is Retirement Income Planning?
What is Retirement Income Planning?
The Financialist • Issue 101 • April 2009
BY CLAY GILLESPIE BBA CFP CIM FCSI
Retirement income planning is a process, not an event. To effectively deal with it, there needs to be a strategy ...
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Income in Retirement
Income in Retirement
The Financialist • Issue 94 • July 2007
BY CLAY GILLESPIE BBA CFP CIM FCSI
When it comes to retirement income planning, there is no perfect strategy or simple solution. However, there are a few fundamenta...
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When to Sell
When to Sell
The Financialist • Issue 90 • October 2006
BY CLAY GILLESPIE
In any portfolio, perhaps the most difficult decision is when to sell an investment.
By definition, every portfolio will have one investment that is lag...
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Investor Behaviour
Investor Behaviour
The Financialist • Issue 89 • April 2006
BY CLAY GILLESPIE
A recent study by Dalbar, Inc. (a US research firm) concluded: "Investment return is far more dependent on investor behavior than on fund performance...
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Financial Life Cycle
Financial Life Cycle
December 2005
BY CLAY GILLESPIE
Financial planning is not a onetime event but, rather, a dynamic process that changes with you throughout your lifetime.
There are basically three phases to your Financial...
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Using Life Insurance for Retirement Savings? Look before you Leap!
Using Life Insurance for Retirement Savings?
Look Before You Leap!
The Financialist • Issue 84 • October 2004
BY CLAY GILLESPIE & JIM ROGERS
Many Canadians are aware of the need to save for retirement. Higher income ...
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